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05, with a complete payback degree of $1,800.93 which such as the 3% fee compensated from the loan sum, would have a total price of $255.93. Representative 19.99% APR. For those who borrowed $5,000 around a 38 thirty day period time period as well as bank loan had an 6% origination fee ($three hundred), your month-to-month repayments might be $182.